General Liability
General Liability
Running a business always comes with risk. What happens if a customer or member of the public is injured by you at your premises or in the course of your business? If you accidently damage someone’s property, or your products hurt someone you could be legally liable to pay compensation, and this is why it is essential to have a General Liability policy. This policy is available alongside our Professional Indemnity & Technology Liability products.
Overview
General Liability provides cover for your legal liability relating to personal injury, property damage and advertising injury to third parties connected to your business. Even if you are found not liable, claims and litigation can be costly and frustrating to defend, taking a huge toll on your business and reputation. This policy can protect against these costs, minimising the disruption to you and your business.
Coverage Benefits
Designed for modern day exposures
This policy is specifically tailored to meet the contractual requirements you face in today's business environment.
Cost in addition policy
Unlimited Reinstatements
Multiple claims? The full policy limit is available for each claim, even if you've already had a claim that year.
NIL Excess on Defence Costs
Uncapped defence costs with no excess payable on a successful defence (insureds only pay the excess if liable).
Territory
Worldwide excluding USA/Canada
Target Segments
Professional Services
Information & Technology
Registered, Complementary and Supplementary Medical Practitioners
Capacity
Up to $20m
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