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 Financial Lines and Casualty 

Miscellaneous Professional Indemnity

Professionals owe a duty of care to their clients. This cover is necessary if you are receiving income to provide a professional service involving specialist knowledge or expertise, including advice, design, consultancy, opinion, and analysis to a third party.

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Designed to protect insureds from potential financial losses due to claims of negligence, errors, or omissions in their professional services.

Coverage

Providing cover for civil liability arising from:

Professional act, error or omission

Breach of duty including fiduciary duty

Breach of confidentiality

Defamation, libel & slander

Breach of warranties and conditions

Consumer protection legislations

Intellectual Property Infringement

Automatic extensions

Additional covers provided to ensure there is added protection include but are not limited to:

  • Continuous cover
  • Automatic reinstatement of the policy limit
  • Reputation protection costs
  • Investigation costs
  • Contractual liabilities
  • Spouses, estates and representatives
  • Joint ventures
  • Fraud and dishonesty
  • Loss mitigation costs
  • Vicarious liability for consultants
  • Extended reporting period
  • Defence costs in addition to limit

Key aspects

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Comprehensive protection

This insurance covers a wide range of legal risks that professionals might face, including mistakes, breaches of confidentiality, defamation, and intellectual property issues.

Extra coverage 

The policy automatically includes helpful extras like covering investigation costs, protecting your reputation, and extending coverage to consultants and newly acquired businesses.

Optional add-ons

You can customise your coverage with extras like protection against employee dishonesty, coverage for work done in a previous business, and an option to modify liability under certain contracts.

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Frequently Asked Questions

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Miscellaneous Professional Indemnity

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The content on this website is intended for insurance intermediaries only. Delta Insurance Australia Pty Ltd (ABN 83 652 033 933) is an Authorised Corporate Representative (CAR 001296353) of DIA Licence Pty Ltd (ACN 654 160 513) AFSL 535427.

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