Financial Lines and Casualty
Management Liability
Companies and their management team face a range of risk exposures that can arise in the running of their business. From shareholders alleging mismanagement, employees looking to lodge a claim for unfair dismissal to the unexpected discovery that inventory has been stolen by an employee.

Five essential policies in one comprehensive package to protect you from the impact of liabilities on your business.
Coverage
Directors and Officers Liability and Corporate Legal Liability
Provides protection for directors and officers and the company from legal action arising from third parties (including shareholders, creditors, liquidators or regulators) making claims against them.
Cover includes health & safety costs, environmental costs and mitigation costs cover.
Employment Practices Liability
Provides cover for the damages and costs involved with possible legal action brought by employees for allegations such as discrimination, harassment or unfair dismissal.
This cover includes cyber bullying, sensitivity training costs and third-party discrimination.
Statutory Liability
Covers the company for prosecution under several Australian and New Zealand Acts of Parliament, including cover for insurable fines and penalties and the legal costs to defend the prosecutions.
Crime
Provides cover for theft or forgery committed by an employee or a third party.
This cover includes social engineering fraud, corporate identity fraud costs and reputation costs.
Commercial Legal Expenses
Provides cover for your business against the potential costs of tax investigation costs and legal action brought by you or against you.
This cover includes commercial contract disputes, property disputes and tax audit protection.
Key aspects

Personal asset protection
Flexible coverage options ensure that directors and officers can safeguard their personal assets against claims arising from their management decisions, tailored to the unique risks they face.

Legal defense cost coverage
The policy is designed to cover substantial legal defense costs, offering peace of mind and financial protection, no matter the complexity of the lawsuit.

Attraction and Retention of Leadership
By offering a management liability insurance plan, businesses can attract and retain top-tier leadership, knowing their unique coverage needs are met, thus fostering a secure and confident management team.
- Worldwide excluding USA/Canada
This summary is intended for informational purposes only and is subject to meeting certain underwriting criteria and acceptance, specific terms, conditions, and exclusions which are specified in the Policy Wording. Please consult your policy schedule for details of coverage that has been obtained. This summary does not form part of your policy documents.
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Frequently Asked Questions
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