Financial Lines and Casualty
Product Recall
When a recall incident occurs, our comprehensive coverage will cover costs associated with pulling products out of the stream of commerce and replacing them, as well as the expenses to protect the insureds brand and mitigate any further loss. Additionally, our policy also provides coverage to protect profits as well as damages incurred by a third party to help shield everyone impacted by a product recall.
Product recalls can be expensive and damaging. Industry specific Product Recall coverage provides protection to insureds against the significant impacts of a recall.
Industry specific policies and coverages
Consumable products
Topical or ingestible products for human use
and consumption.
- Supply chain error, processing or production
error, distribution error. - Loss from adulteration or packaging defect.
Consumer goods and component parts
Finished non-food products and non-food
components parts.
- Design error, supply chain error, manufacturing error.
- Loss from defect or mislabeling.
Key aspects
Comprehensive recall cost coverage
Covers expenses associated with withdrawing and recalling products, including restoring, repairing, replacing, refunding, and reformulating affected products.
Business protection and financial support
Provides coverage for business interruption, third-party damages, statutory fines, and penalties, ensuring financial stability in the event of a recall.
Crisis and reputation management
Offers key response services like crisis consulting, legal and regulatory support, forensic accounting, and reputation management to help mitigate brand damage and navigate the recall process effectively.
- Worldwide
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Frequently Asked Questions
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