Accident and Health
Individual Personal Accident and Sickness
Individual Personal Accident and Sickness Insurance is designed to safeguard against life’s unexpected events. Delta’s Individual Personal Accident and Sickness policy helps protect against the financial impact of accidents or sickness, ensuring Insureds can recover with confidence.
Comprehensive protection for life's accidents and illnesses, when you need it most.
Coverage
Accidental death and disablement
Provides lump-sum payments for accidental death or injuries resulting in temporary or permanent disablement.
Weekly benefits – bodily injury
Supports income replacement with weekly benefits during periods of temporary disablement caused by a covered injury.
Weekly benefits – sickness
Supports income replacement if sickness results in temporary incapacity to work.
Fractured bones lump sum benefits
Provides a lump-sum payment to assist with fractures sustained due to an accident.
Loss of teeth or dental procedures
Provides a lump-sum payment to assist with dental injuries sustained due to an accident.
Additional benefits
- Exposure
- Disappearance
- Tuition or advice expenses
- Transport to and from work expenses
- Guaranteed payment benefit
- Escalation of claim benefit
- Funeral expenses
Key aspects
Comprehensive protection
Offers lump-sum benefits for accidental death and permanent disablement, ensuring financial stability during critical times.
Tailored for individuals
Designed to meet the unique needs of individuals, offering peace of mind and support through life’s
uncertainties.
Ongoing income support
Weekly benefits provide financial assistance during temporary incapacity caused by injury or
sickness (if selected).
Specific injury coverage
Options to includes lump-sum payments for fractures, dental injuries, or surgeries resulting from accidents, easing unexpected financial burdens.
This summary is intended for informational purposes only and is subject to meeting certain underwriting criteria and acceptance, specific terms, conditions, and exclusions which are specified in the Product Disclosure Statement and Target Market Determinations. Please consult your policy schedule for details of coverage that has obtained. This summary does not form part of your policy documents.
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Frequently Asked Questions
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