Accident and Health
Group Personal Accident and Sickness
Group Personal Accident and Sickness Insurance is designed to provide financial protection for employees in the event of accidental injuries, sickness, or death. Delta’s Group Personal Accident & Sickness policy ensures that businesses can support their teams by offering lump-sum payments or ongoing benefits to individuals or their families during challenging times.
A powerful way to attract and retain top talent by showing employees you truly value their wellbeing.
Coverage
Accidental death and disablement
Provides lump-sum payments for accidental death, or injuries resulting in temporary or permanent disablement.
Weekly benefits – bodily injury
Supports income replacement with weekly benefits during periods of temporary disablement caused by a covered injury.
Weekly benefits – sickness
Supports income replacement if sickness results in temporary incapacity to work (if selected).
Fractured bones lump sum benefits
Covers specific lump-sum payments for fractures sustained due to an accident.
Loss of teeth or dental procedures
Provides a lump-sum payment to assist with dental injuries sustained due to an accident.
Surgery benefits
Covers specified surgical costs resulting from injuries sustained in an accident.
Additional benefits
- Exposure
- Disappearance
- Tuition or advice expenses
- Transport to and from work expenses
- Guaranteed payment benefit
- Escalation of claim benefit
- Funeral expenses
Key aspects
Comprehensive protection
Delta's policy offers lump sum benefits, weekly benefits, and a wide range of additional benefits so Insureds can bounce back from injury or sickness with confidence, and families can have financial stability in critical times.
Flexible coverage options
Tailored to meet the needs of businesses with custom limits, coverage options, and varying scopes of cover for directors and employees.
Voluntary workers
With the inclusion of cover for non-Medicare medical benefits for volunteers, Delta's policy is designed to provide robust and custom cover for all members of a team.
This summary is intended for informational purposes only and is subject to meeting certain underwriting criteria and acceptance, specific terms, conditions, and exclusions which are specified in the Product Disclosure Statement and Target Market Determinations. Please consult your policy schedule for details of coverage that has obtained. This summary does not form part of your policy documents.
- Construction
- Professional Services
- Education
- Healthcare
- Manufacturing
- Adult Entertainment
- Cryptocurrency
- Defence, Military & Aerospace
- Foreign Currency Exchange
- Gambling/Casinos
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Frequently Asked Questions
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