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Accident and Health

Overseas Medical Expenses

Overseas Medical Expenses cover provides critical support for individuals working or living abroad, ensuring peace of mind and security in unfamiliar environments. Delta's Overseas Medical Expenses policy covers unexpected events such as medical emergencies, hospitalisation, repatriation, and ongoing medical treatment, allowing expatriates and inpatriates to focus on their assignments without worrying about the financial burden of overseas healthcare.

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Safeguard for individuals living or working abroad, offering comprehensive protection against unforeseen healthcare costs. 

Coverage 

Medical expenses

Covers costs associated with hospitalisation, medical treatment, and doctor consultations while expatriated overseas or inpatriated to Australia. 

Emergency evacuation expenses (expatriates only)

Pays for emergency transportation to the nearest appropriate medical facility and, if necessary, repatriation to the Insured Person’s home country. 

Accommodation benefits

Covers reasonable accommodation costs for the insured person or an accompanying adult during hospital treatment, convalescence, or while awaiting medical test results, as recommended by a treating Doctor or Delta
Assistance. 

Funeral or repatriation of remains

Covers costs associated with overseas funeral
arrangements or repatriation of remains to the Insured Person’s home country.

Key aspects

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Comprehensive medical support
Covers a wide range of medical and hospital expenses, ensuring access to quality care while living abroad or in Australia.
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Financial protection

Reduces the financial burden of unforeseen medical emergencies, from minor treatments to
critical care.

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Emergency assistance

Includes 24/7 access to medical support and coordination for evacuation or repatriation (Expatriates
only) when required.

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Flexible Coverage
Designed for Australians on temporary overseas assignments and overseas residents temporarily based in Australia, offering peace of mind for employees, contractors, and their dependents living temporarily outside their home country.
  • Professional Services
  • Education
  • Healthcare
  • Construction
  • Manufacturing

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Frequently Asked Questions

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Overseas Medical Expenses