Financial Lines and Casualty
Miscellaneous Professional Indemnity
Professionals owe a duty of care to their clients. This cover is necessary if you are receiving income to provide a professional service involving specialist knowledge or expertise, including advice, design, consultancy, opinion, and analysis to a third party.

Designed to protect insureds from potential financial losses due to claims of negligence, errors, or omissions in their professional services.
Coverage
Professional act, error or omission
Breach of duty including fiduciary duty
Breach of confidentiality
Defamation, libel & slander
Breach of warranties and conditions
Consumer protection legislations
Intellectual Property Infringement
Automatic extensions
Additional covers provided to ensure there is added protection include but are not limited to:
- Continuous cover
- Automatic reinstatement of the policy limit
- Reputation protection costs
- Investigation costs
- Contractual liabilities
- Spouses, estates and representatives
- Joint ventures
- Fraud and dishonesty
- Loss mitigation costs
- Vicarious liability for consultants
- Extended reporting period
- Defence costs in addition to limit
Key aspects



Comprehensive protection
This insurance covers a wide range of legal risks that professionals might face, including mistakes, breaches of confidentiality, defamation, and intellectual property issues.
Extra coverage
The policy automatically includes helpful extras like covering investigation costs, protecting your reputation, and extending coverage to consultants and newly acquired businesses.
Optional add-ons
You can customise your coverage with extras like protection against employee dishonesty, coverage for work done in a previous business, and an option to modify liability under certain contracts.
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