Miscellaneous Professional Indemnity

Miscellaneous Professional Indemnity

Professionals owe a duty of care to their clients. This cover is necessary if you are receiving income to provide a professional service involving specialist knowledge or expertise, including advice, design, consultancy, opinion, and analysis to a third party.


Delta's Miscellaneous Professional Indemnity Policy is designed to protect insureds from potential financial losses due to claims of negligence, errors, or omissions in their professional services. It provides a safety net against legal expenses and damages that may arise from dissatisfied clients or third parties. Even if a client is not found liable, the threat of claims and litigation can be costly and frustrating to defend, taking a huge toll on businesses and reputations.

Coverage Benefits

Providing cover for civil liability arising from:

Professional act, error or omission

Breach of duty including fiduciary duty

Breach of confidentiality

Defamation, libel & slander

Breach of warranties & conditions

Consumer protection legislations

Intellectual Property Infringement

Additional Covers

Additional covers provided to ensure there is added protection include but are not limited to:

Continuous cover

Automatic reinstatement of the Policy Limit

Reputation protection costs

Investigation costs

Contractual liabilities

Spouses, Estates & Representatives

Joint Ventures

Fraud & Dishonesty

Loss Mitigation Costs

Vicarious liability for consultants

Extended reporting period

Defence Costs in addition to limit

Optional Extensions

Optional policy extensions available at request include:

Fidelity Cover

Previous Business

Proportionate Liability

Target Segments

Accident Investigators

Agricultural Consultants

Business Coaches

Business Planning Consultants

Change Management Consultants

Communication Consultants

Educational / Training Consultants

Exhibition Designers

Food Industry Consultants

Funeral Directors

Health and Safety Consultants

Human Resource Consultants

Interior Designers

Logistics Advisors

Loss adjusters

Management Consultants

Project Management (non-construction)

Recruitment Services (non-medical)


Risk Management Consultants

Secretarial and Administration Services

Strategic Consultants


Town Planners

Traffic Consultants


Travel Agents

Industries we are unable to write


Allied Health Providers




Engineers and Surveyors


Information Technology Consultants

Insurance Brokers / Underwriting Agencies

Real Estate Agents and Property Managers

Tour Operators




Primary & Excess limits up to $10m any one claim


Australian domiciled risks

Worldwide territorial & jurisdictional cover (excl. USA & Canada)

Want to know more?

We’d love to hear from you. Get in touch with us to learn more about Professional Indemnity Insurance.