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The below is a high-level appetite. Some occupations may be a decline due to their activities/risk characteristics.
Preferred
Cautious
Decline
|
Industry Group |
Product Recall |
Accident and Health |
Professional Indemnity |
Management Liability |
Cyber Liability |
| Accountants | |||||
| Agriculture | |||||
| Architects & Design | |||||
| Bio/Med Tech | |||||
| Construction | |||||
| Education | |||||
| Employment/staffing | |||||
| Engineers | |||||
| Financial Services | |||||
| Hospitality | |||||
| Info Tech | |||||
| Legal | |||||
| Logistics/Transport | |||||
| Manufacturing | |||||
| Media | |||||
| Medical Services | |||||
| Miscellaneous Professional Services | |||||
| NFP/Associations | |||||
| Real Estate | |||||
| Retail | |||||
| Trades | |||||
| Wholesale | |||||
| Other general declines |
Bulk Ingredients', 'Bulk Chemicals' and 'Bulk Pet Food'. |
Arctic energy, thermal coal, coal mining. |
Aviation (airlines/airports/aerospace), adult content, cryptocurrency, tobacco, drugs, gambling, weapons, data (aggregation/brokerage/warehousing), utilities/critical infrastructure, mining/oil & gas. |
Aviation (airlines/airports/aerospace), adult content, cryptocurrency, tobacco, drugs, gambling, weapons, data (aggregation/brokerage/warehousing), utilities/critical infrastructure, mining/oil & gas. |
Aviation (airlines/airports/aerospace), adult content, cryptocurrency, tobacco, drugs, gambling, weapons, data (aggregation/brokerage/warehousing), utilities/critical infrastructure, mining/oil & gas. |
|
Industry Group |
Product Recall |
Accident and Health |
Professional Indemnity |
Management Liability |
Cyber Liability |
| Minimum Information Needed to Provide Non-Binding Indication |
• Requested limit, retention, and effective date • Description and split of product(s) sold and website • Claims history/loss runs • Financial information, to include estimated revenues and % split per product. |
• General: Requested limit, retention, effective date and claims history/loss runs |
• Requested limit, retention, and effective date • Description of operations and website • Number of employees and volunteers • Claims history/loss runs • Financial information, to include revenues (fees split) and assets. |
• Requested limit, retention, and effective date • Description of operations and website • Number of employees and volunteers • Claims history/loss runs • Financial information, to include revenues (fees split) and assets. |
• Requested limit, retention, and effective date • Description of operations and website • Number of employees and volunteers • Claims history/loss runs • Financial information, to include revenues (fees split) and assets. |
