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The below is a high-level appetite. Some occupations may be a decline due to their activities/risk characteristics.
Preferred
Cautious
Decline
|
Industry Group |
Product Recall |
Professional Indemnity |
Management Liability |
Cyber Liability |
| Accountants | ||||
| Agriculture | ||||
| Architects & Design | ||||
| Bio/Med Tech | ||||
| Construction | ||||
| Education | ||||
| Employment/staffing | ||||
| Engineers | ||||
| Financial Services | ||||
| Hospitality | ||||
| Info Tech | ||||
| Legal | ||||
| Logistics/Transport | ||||
| Manufacturing | ||||
| Media | ||||
| Medical Services | ||||
| Miscellaneous Professional Services | ||||
| NFP/Associations | ||||
| Real Estate | ||||
| Retail | ||||
| Trades | ||||
| Wholesale | ||||
| Other general declines |
Bulk Ingredients', 'Bulk Chemicals' and 'Bulk Pet Food'. |
Aviation (airlines/airports/aerospace), adult content, cryptocurrency, tobacco, drugs, gambling, weapons, data (aggregation/brokerage/warehousing), utilities/critical infrastructure, mining/oil & gas. |
Aviation (airlines/airports/aerospace), adult content, cryptocurrency, tobacco, drugs, gambling, weapons, data (aggregation/brokerage/warehousing), utilities/critical infrastructure, mining/oil & gas. |
Aviation (airlines/airports/aerospace), adult content, cryptocurrency, tobacco, drugs, gambling, weapons, data (aggregation/brokerage/warehousing), utilities/critical infrastructure, mining/oil & gas. |
|
Industry Group |
Product Recall |
Professional Indemnity |
Management Liability |
Cyber Liability |
| Minimum Information Needed to Provide Non-Binding Indication |
• Requested limit, retention, and effective date • Description and split of product(s) sold and website • Claims history/loss runs • Financial information, to include estimated revenues and % split per product. |
• Requested limit, retention, and effective date • Description of operations and website • Number of employees and volunteers • Claims history/loss runs • Financial information, to include revenues (fees split) and assets. |
• Requested limit, retention, and effective date • Description of operations and website • Number of employees and volunteers • Claims history/loss runs • Financial information, to include revenues (fees split) and assets. |
• Requested limit, retention, and effective date • Description of operations and website • Number of employees and volunteers • Claims history/loss runs • Financial information, to include revenues (fees split) and assets. |
