Individual Personal Accident Insurance
Individual Personal Accident Insurance
Individual Personal Accident & Sickness Insurance is designed to safeguard against life’s unexpected events. Delta’s Individual Personal Accident & Sickness policy helps protect against the financial impact of accidents or sickness, ensuring Insureds can recover with confidence.
Overview
Whether it’s a sudden accident or an unforeseen sickness, Delta’s Individual Personal & Sickness policy ensures financial protection by covering income replacement, accidental death, and disability benefits in the event of the unimaginable. Designed for self-employed professionals, freelancers, and anyone seeking extra peace of mind, it offers personalised coverage tailored to your needs. With an IPAS policy, Insureds can focus on recovery without the burden of financial stress, giving them and their loved ones the confidence to face life’s challenges head-on.
Coverage
Accidental Death Benefits
Permanent and Total Disability Benefits
Weekly Injury
Weekly Sickness
Surgical Lump sum benefits
Dental Lump Sum Benefits
Fractured Bones Lump Sum Benefits
Varying options for benefit periods, salary limitations and excess periods
Varying Scopes of Cover including 24-hour option
Target industries
Professional Services
Education
Healthcare
Construction
Manufacturing
Industries we cannot underwrite
Adult Entertainment
Cryptocurrency
Defence, Military & Aerospace
Foreign Currency Exchange
Gambling/Casinos
Additional benefits
Exposure
Disappearance
Tuition or Advice Expenses
Transport to and from Work Expenses
Funeral Expenses
Guaranteed payment benefit
Escalation of Claim benefit