Risk Management
Risk Management
While we want to provide you with the simplest stress-free claims process possible, we equally want to help you manage your risk and exposure.
Overview
Lost business, reputational damage and time spent dealing with a claim are just some of the hidden costs your business can face after an incident. No-one wants to go through the stress and hassle of a business-impacting incident. We'll help you mitigate this risk with our proven risk management strategies and insights.
Safety First
Increasingly we view our role as risk mitigators as well as an insurance provider. We believe in adopting risk prevention and mitigation practices that help avoid a loss in the first place. We know that while tangible losses can provide compensation, intangible losses – such as business interruption, reputation damage and other uninsurable events – sometimes cannot, and we know from experience the significant impact on productivity and stress levels during and after an incident. We would much prefer to help with the prevention over providing the cure.
A Mutually Beneficial Relationship
If we can invest in your business and provide access to critical resources, then we may be able to help you to mitigate risk and prevent a loss occurring in the first place, which is good for both of us.
Established Partnerships
We have established partnerships with many risk management experts that help our clients in areas such as cyber security, business continuity planning and online training for insurance liability risk.
Delta Legal Helpline
Directors and managers can face difficult legal issues that crop up from time to time as they start, build or manage the day-to-day operations of their business. Companies operating across jurisdictions in Australia can face even more challenges given the constantly changing regulatory landscapes that can differ across state borders.
Delta has partnered with a national full-service law firm to offer insureds who purchase our commercial legal expenses policy access to unlimited, complimentary telephone legal advice on a broad range of Australian law.
Contract Review Offering
Commercial contracts can be tricky to navigate and can also have devastating consequences for businesses of any size if not appropriately negotiated. Delta has partnered with a national full-service law firm to offer our brokers and insureds a discounted contract review service.
Seeking early legal advice can facilitate a contract that is fair and avoids:
• Unfair contract terms
• Unclear, vague or misleading contracts
• Outrageous insurance requirements
• Assuming unnecessary liability
For full details, please see attached Contract Review Offering brochure