Overview
This cover protects professionals against claims of negligence or breach of duty that may result in financial loss, bodily injury or property damage. Even if you are found not liable, the threat of claims and litigation can be costly and frustrating to defend, taking a huge toll on your business and reputation. This policy can protect against these costs, minimising the disruption to you and your business.
Coverage Benefits
Providing cover for civil liability arising from:
Professional negligence, act error or omission
A violation of the rights of privacy or publicity of an invidividual
Unintentional defamation, libel or slander
Breach of confidence or misuse of information
Any unintentional breach of contract
Unintentional intellectual property infringement
Additional Covers
Additional covers provided to ensure there is added protection include:
Continuous cover
Joint venture and partnerships
Civil fines and penalties
Bodily injury and property damage arising from the provision of Professional Services
Automatic Reinstatement of the Policy Limit
Public relations costs
Court attendance costs
Misleading and deceptive conduct
Protection for innocent employees from dishonest acts by other employees
Documentation restoration costs
Indirect Cyber Liability to ensure professional services remain covered
Target Segments
Management & Organisational Consultants
Graphic Designers
Project Management (excl Construction)
Training Consultants (incl Business Coaches)
Advertising & Marketing Consultants
Landscape Designers
Town Planners
Event Management
Public Relations Consultants
Draftsman
Employment Placement Services
Human Resource Consultants
Quality Assurance Consultants
Various other Miscellaneous Risks
Industries we are unable to write
Financial Institutions (any entity with an AFSL)
Architects
Travel Agents
Medical Professionals
Engineers & Surveyors
Building certifiers
Real Estate Agents
Accountants
Territory/Jurisdiction
Worldwide
Capacity
$10m
